Women of Rubies, Author at Women of Rubies

In Career Gems January 8, 2024 By Women of Rubies

7 Healthy Living Habits For Busy Women: Striking Balance Amidst Hectic Schedules

In the hustle and bustle of daily life, maintaining a healthy lifestyle often takes a back seat, especially for busy women juggling multiple roles. However, prioritizing well-being is paramount for sustained energy and vitality. Here are seven practical and achievable healthy living habits tailored to fit the hectic schedules of today’s dynamic women.

1. Efficient Fitness Routines

With time being a precious commodity, efficient fitness routines become key. Incorporate short, high-intensity workouts or interval training that can be seamlessly integrated into a busy day. Aim for at least 30 minutes of physical activity most days, whether it’s a brisk walk, a quick home workout, or a dance session.

2. Nutrient-Rich Recipes

Fuel your body with nutrient-rich meals by planning and preparing simple, yet nourishing recipes. Opt for balanced meals that include a variety of colorful fruits and vegetables, lean proteins, whole grains, and healthy fats. Batch cooking on weekends can save time during the week and ensure you have wholesome options readily available.

3. Hydration is Non-Negotiable

In the midst of hectic schedules, staying hydrated often takes a back seat. However, adequate water intake is crucial for overall well-being. Keep a water bottle with you throughout the day and set reminders to ensure you’re consistently meeting your hydration goals.

4. Mindful Eating Practices

Practice mindful eating to cultivate a healthier relationship with food. Take the time to savor each bite, listen to your body’s hunger and fullness cues, and avoid distractions like screens during meals. This approach not only contributes to better digestion but also encourages healthier food choices.

5. Prioritize Stress Management

Stress is an inevitable part of a busy life, but effective stress management is key. Incorporate stress-relief practices such as deep breathing exercises, short meditation sessions, or even a brisk walk during breaks. Prioritizing mental health contributes significantly to overall well-being.

6. Quality Sleep Matters

In the midst of packed schedules, sleep is often sacrificed. However, quality sleep is foundational for physical and mental health. Establish a consistent sleep routine, create a conducive sleep environment, and aim for 7-9 hours of sleep each night to support optimal well-being.

7. Schedule ‘Me Time’

Amidst the demands of work and family, scheduling ‘me time’ is crucial. Dedicate moments in your week to activities that bring joy and relaxation, whether it’s reading a book, enjoying a hobby, or simply unwinding with a warm bath. Prioritizing self-care contributes to a more balanced and fulfilling life.

In conclusion, weaving these healthy living habits into the fabric of a busy life can lead to a more energized, focused, and resilient you. Embrace these habits gradually, tailoring them to your unique schedule and preferences, and witness the positive impact on your overall well-being. Remember, a healthier you is better equipped to conquer the demands of a busy life with grace and vitality.

In Career Gems January 3, 2024 By Women of Rubies

10 Pathways to Achieving Financial Prosperity In 2024

Amidst the dynamic landscape of personal finance, the commencement of a new year presents an opportune time to reassess and refine your financial objectives. Stepping into 2024, let’s delve into essential tactics for attaining financial well-being, and laying the groundwork for a stable and flourishing future. Here are 10 pathways to achieving financial prosperity in 2024.

1. Set Clear Financial Goals

Begin by defining your financial objectives for the year. Whether it’s saving for a home, investing in education, or building an emergency fund, setting clear and achievable goals provides a roadmap for your financial journey.

2. Create a Realistic Budget

Crafting a detailed budget is fundamental to financial success. Evaluate your income, track your expenses, and identify areas where you can save or cut back. A well-planned budget serves as a powerful tool to manage your money efficiently.

3. Diversify Your Investments

Explore diverse investment opportunities to maximize returns and minimize risks. Consider a mix of stocks, bonds, and real estate, aligning your investment portfolio with your risk tolerance and long-term financial objectives.

4. Leverage Technology for Financial Management

Embrace financial technology tools and apps that can streamline budgeting, expense tracking, and investment management. These tools provide real-time insights into your financial health and empower you to make informed decisions.

5. Prioritize Debt Repayment

Tackle high-interest debts strategically. Prioritize repayment of loans and credit card balances to reduce interest payments and free up resources for savings and investments.

6. Enhance Financial Literacy

Stay informed about financial trends, investment strategies, and economic indicators. Continuous learning empowers you to make informed financial decisions and adapt to evolving market conditions.

7. Emergency Fund Building

Aim to build a robust emergency fund to cover unexpected expenses. Having a financial safety net provides peace of mind and prevents the need to dip into long-term investments during unforeseen circumstances.

8. Explore Additional Income Streams

Diversify your income streams by exploring side hustles, freelance opportunities, or passive income sources. Supplementing your primary income enhances financial stability and accelerates wealth-building.

9. Review and Adjust

Regularly review your financial plan and make adjustments as needed. Life is dynamic, and so should be your financial strategy. Be flexible and ready to adapt to changes in your personal or economic circumstances.

10. Seek Professional Advice

Consider consulting with financial advisors or experts to receive personalized guidance based on your unique financial situation. Professional advice can provide valuable insights and strategies tailored to your goals.

Conclusion: A Prosperous Financial Future Awaits

As we step into 2024, implementing these financial strategies can pave the way for a year of financial prosperity. With careful planning, disciplined execution, and a commitment to financial well-being, you can unlock new opportunities and build a foundation for lasting success. Cheers to a financially thriving year ahead!

In Career Gems December 21, 2023 By Women of Rubies

How To Ignite The Power Of Self-Love: Building Confidence And Resilience

Embarking on a journey of self-discovery in a world that often demands perfection and relentless achievement, the transformative path of embracing self-love and building confidence becomes an empowering narrative for women seeking resilience and personal fulfillment. In this blog post, we delve into the art of self-love and confidence-building—essential components for navigating life’s challenges and thriving as a modern woman. How to Ignite the Power of Self-Love: Building Confidence and Resilience offers actionable insights that will guide you through this empowering journey, fostering a deeper connection with yourself and unlocking the true potential within.

Embracing the Journey

The journey to self-love is a personal and transformative one. Begin by acknowledging that imperfections are part of what makes you uniquely beautiful. Share personal stories and experiences that resonate with the struggles and triumphs of embracing oneself authentically.

Building Confidence Brick by Brick

Confidence is not an inherent trait; it’s a skill that can be developed over time. Provide actionable tips and strategies for building confidence, whether through setting and achieving small goals, celebrating accomplishments, or practicing positive affirmations. Share stories of women who have transformed self-doubt into unshakable confidence.

Nurturing Resilience in the Face of Challenges

Resilience is the ability to bounce back from setbacks and adversity. Discuss the importance of resilience in personal growth and provide practical advice on cultivating this trait. Highlight stories of women who have faced adversity head-on, showcasing their resilience and the valuable lessons gained from overcoming obstacles.

Self-Love Rituals and Practices

Explore various self-love rituals and practices that contribute to overall well-being. From mindfulness exercises and self-care routines to embracing self-compassion, offer actionable insights that readers can incorporate into their daily lives. Share personal anecdotes or success stories illustrating the positive impact of these practices.

Voices of Empowerment

Feature interviews or quotes from inspiring women who have embraced self-love, built confidence, and demonstrated resilience. Their voices can serve as a source of motivation and encouragement for readers navigating similar journeys. Include diverse perspectives to resonate with a broad audience.

Conclusion:

Embracing self-love, building confidence, and cultivating resilience are powerful tools that every woman can wield on her journey to personal fulfillment. By sharing stories, insights, and actionable tips, we hope to inspire and empower our readers to embark on their own transformative journeys, realizing the strength and beauty that lie within.

In a world where self-love is revolutionary, let’s celebrate the unique journey each woman takes toward embracing her authenticity, building unshakeable confidence, and cultivating resilience in the face of life’s ebbs and flows.

In Career Gems December 21, 2023 By Women of Rubies

How to Achieve Financial Independence And Grow Your Wealth

Building wealth and getting clarity around your finances doesn’t have to be daunting or stressful. In fact, with the right practices instilled, it can be liberating.

If you want to be one of them, then read on to educate yourself about debt, value-based spending, the best saving habits, financial freedom, and the key components that lead to financial success. It won’t be easy to implement these new habits, but you certainly won’t regret it.

ONE- Pay Off Your Debts.

Not all debts are bad. Debt with a plan can actually be really good for acquiring assets. These are ‘good debts’ as they are spent on investments and assets that are valuable and can be liquidated in the long run.
‘Bad debts’ are those debts you use on consumption.

When you have a million naira personal income and you have a debt of 500 thousand naira that is due or will be due, it is advisable you pay off your debts first before you calculate how much you really own.

If you have more than one debt, pay off the one with the highest interest rates or the one with the highest balance first.

TWO – Determine Your Priorities.

When you prioritize debt, think about high interest versus low interest. You can build emergency funds simultaneously while paying off your debts because if you do not have an emergency fund, you may slip back into that debt if real emergency happens.

Being in debt is stressful so you will feel more compelled to rid yourself of that burden. High-interest debt steals from your wealth; values-based spending helps you get in alignment with building wealth, and an emergency fund protects your wealth so that you don’t slide back into high-interest debt.

THREE- Practice Value-Based Spending.

The first step is awareness – know what you’re spending.
Look back at the last three to six months of your spending and analyze how much you’re spending on your lifestyle.

It is easy to often assume that you are just paying for rent and food but our brains want to rationalize that we’re on our best behavior, so it doesn’t allow us to think about all of the subscription boxes.

Value-based spending is a lot easier than budgeting. Setting a budget can feel restrictive, like being on a diet.

You spend within your budget for a week and then you see that dress on Instagram and you click.

But if you have values, you will see that that instant gratification won’t be gratifying for long because it’s not aligned with our values. Once you determine three values that really matter to you, you’ll find that they can function as a filter. An example would be equity, family, and leverage (when you’re willing to spend money on things that help make life easier). Buying the shoes doesn’t align with any of those pillars, so it needs to be a preplanned choice.

FOUR – Open a High-Yield Savings Account.

Saving is the inverse of spending. Parkinson’s law states that work expands to fill the time available for its completion. Basically, any one thing can shrink or contract to the size of its container. In relation to money in a bank account, the reason you end up spending what you should be saving is that it’s right there, visible, in your checking account.
Open a high-yield savings account and automate transfers on a monthly basis. That recurring act will give you accessibility to only what you should be spending.

Consider investments as well, but make your research so you are investing in what you are knowledgeable about.

FIVE – Understand the Definition of Financial Freedom.

Financial freedom is an equation: enough passive income to outpace your expenses. When you have financial freedom in your life, work becomes an option instead of an obligation.
Financial freedom allows you to enjoy your wealth because time is no longer a finite resource.
When you go to work, even as an entrepreneur, you are trading time for money. But, if you can buy assets to create additional income, then you are trading money for assets that bring you more money.

If you get on this train and educate yourself, you will find that you don’t always have to rely on yourself and your body to make money. It takes a lot of time, effort, and sacrifice to get up every morning and go to work.

SIX – Instill the Key Components That Lead to Financial Independence

Six qualities that every wealthy woman should try to encompass:

Planning: Determine your financial goals, write them down, and find an accountability partner. You can’t get what you want if you don’t plan for it. When it comes to money, you have to be goal-oriented.
Frugality or Intentionality: Commit to saving more, spending less, and sticking to a plan. This formula leads to an ability to have a passive income because if you spend all of your money then there will be nothing left to invest it.
Confidence: In order to gain financial confidence in managing your money and investing, you need financial education. We didn’t learn this in school. You have to go and find it, otherwise, you will stay in a state of stress. Inaction is terrible for your finances.
Responsibility: Accept your role in financial outcomes and take action to make financial changes in your life.
Focus: See your process through to completion one step at a time. Accountability is crucial.
Social indifference: Don’t succumb to buying the latest thing as a means of feeling good. If you practice this, it will change your life. Women are the targets of consumerism. But, if you appreciate how you look and how you are inherent, you will save yourself a lot of time, money, and energy.

She Wanted To Be A Lawyer But Ended Up A Carpenter, The Story Of Comfort Adzigbli

I started Omaness Skinfood To Empower And Enrich The Lives Of Women- Ifeoma Adibe-Chukwuka

In Editor's Choice December 16, 2023 By Women of Rubies

Women Of Rubies Media Visibility BootCamp 2.0 Recording Now Available

Navigating the dynamic landscape of personal and professional growth, the Women of Rubies Media Visibility BootCamp emerges as a powerful force for empowerment. The reverberations of enlightening sessions, expert guidance, and transformative conversations endure, and we’re thrilled to announce that the long-awaited BootCamp recording is now available!

What to Expect:

Relive the Insights: The recording encapsulates the essence of the empowering BootCamp, featuring expert insights from industry leaders; Sola Adesakin, Esther Ijewere, Mayowa Adegoke, Adeola Osideko and Funmi Ajala on building a strong online presence, crafting a personal brand for leadership, shaping narratives, leveraging financial literacy, mastering public speaking, content creation, brand sustainability, and intentional visibility.

Diverse Perspectives: Join the Fireside Chats where Chinaza Favour, Wendy Nwajiufor, Azeezat Adejare, and Rinret Gofwan discuss content creation, building sustainable brands, and intentional visibility. Gain diverse perspectives to enhance your personal and professional journey.

Why Grab Your Copy:

On-Demand Learning: Access the invaluable sessions at your convenience. Whether you missed a masterclass or want to revisit a favorite, the recording puts the knowledge in your hands.
Practical Strategies: Each session is packed with actionable strategies that can immediately elevate your media visibility and professional impact.
Diverse Insights: Benefit from a diverse range of topics and speakers, ensuring a holistic approach to your personal and professional development.
Invest in Yourself: Your personal and professional growth is an investment. The Women of Rubies Media Visibility BootCamp recording is a valuable resource that continues to provide returns on your commitment to self-improvement.

How to Access

Visit our Selar page and unlock a treasure trove of knowledge and wisdom from industry experts. Your journey to enhanced media visibility and success starts with a click!

Don’t miss this opportunity to empower yourself. Grab your copy of the Women of Rubies Media Visibility BootCamp recording today and step into a future of limitless possibilities!

For further enquiries, reach out via info@womenofrubies.com

Grab our free PR guide E-book here for enhanced visibility!

In Career Gems December 13, 2023 By Women of Rubies

Canada Vendors Entrepreneur Awards And End Of Year Gala Set To Ignite Mississauga On December 16th, 2023

In just four days, the entrepreneurial community of Canada will come together for a night of recognition, celebration, and inspiration at the prestigious Canada Vendors Entrepreneur Awards and End of Year Gala. This extraordinary event, founded by the visionary Maryam Muritala, promises an evening filled with glitz, glamour, and a collective celebration of entrepreneurial excellence.

Event Details:

Date: December 16th, 2023
Time: 6.30 PM EST
Location: Shahrayar Banquet Hall, 1150 Crestlawn Dr, Mississauga, ON L4W 1A6

The Canada Vendors Entrepreneur Awards aim to spotlight and honor the outstanding achievements of entrepreneurs who have demonstrated innovation, resilience, and a commitment to excellence in their respective fields. It is a platform that recognizes the tireless efforts and contributions of individuals who have played a pivotal role in shaping the business landscape in Canada.

Maryam Muritala, the driving force behind this initiative, believes in the power of acknowledging and celebrating the entrepreneurial spirit that fuels economic growth and community development. The awards ceremony will serve as a testament to the remarkable journey of these entrepreneurs, highlighting their impact and paving the way for future successes.

Get Ready to Celebrate: Entrepreneurs, industry leaders, and esteemed guests are invited to join this unparalleled celebration of success. The gala promises an enchanting evening featuring inspiring speeches, networking opportunities, and the presentation of prestigious awards recognizing excellence in various categories.

Don’t miss the chance to be a part of this momentous occasion. Secure your spot now and be prepared to witness the brilliance of Canada’s entrepreneurial community.

For media inquiries, sponsorships, or to RSVP, please email: info@canadavendors.ca and visit canadavendors.ca

Grab your ticket here

In Career Gems December 13, 2023 By Women of Rubies

Single Mom Of 7 Turns Her Last $5 Into A Million Dollar Cupcake Business

Mignon Francois, a single mom of 7 turned her last $5 into a million-dollar cupcake business.

Mignon Francois struggled financially to support her family between 2005-2007 after a job offer for her former husband fell through. A neighbor knew her plight and penchant for baking and offered her an opportunity to turn her situation around. She put in a request for 600 cupcakes at $1 each.

The Plot-Twist For Mignon Francois

With just $5 to her name, Francois wasn’t sure how she would make it work, but she used her last bit of coin to purchase the ingredients, baking 60 cupcakes, and gaining a $60 profit that same day to buy the rest of what she needed. She launched The Cupcake Collection, selling custom cakes and cupcakes and growing her small business which now generates more than $1 million annually.

Mignon Francois is proud of herself, her journey was not without its share of challenges. As a Black woman, one of the biggest obstacles Francois faced was funding. Instead of relying on banks and facing loan denials, overdraft fees, or credit card debt, Francois relied on an old envelope system trick.

“I think a lot of times in my community, we often have been used to rejection from banks. Having my money in a bank account at that time, if I had messed up even a dollar, it would have caused me to get a bank overdraft, which would’ve cost me $30, and then that’s just a vicious cycle of snowballing in a negative way,” she said.

Staying In Business

The entrepreneur used the system to designate her money via envelopes, categorizing her profit into an emergency fund, set a budget, and a debt snowball method to help reel her finances in. Today, the New Orleans native uses her story to help others.

As a now successful entrepreneur, Francois has begun paying it forward, funding scholarships at Tennessee State University, and partnering with community organizers to support education and food insecurity efforts.

She also sits on the Pathways Women’s Business Center and Nashville Entrepreneur Center board and works with grassroots organization Corner to Corner to help other aspiring business owners.

To learn more about Francois and the work she’s doing, visit The Cupcake Collection.

Congratulations Mignon!

In Career Gems January 9, 2024 By Women of Rubies

Here’s How To Trick Yourself Into Saving More Money

In a perfect world, we wouldn’t need to trick ourselves into saving money, because we’re all grown-ups who have self-control, right?

Let’s be honest, whether its splurging or the unfortunate mishaps that require immediate funds, we could find areas where we can cut our costs and unnecessary spending.

Acknowledging that our self-control might need some work isn’t a bad thing. Try implementing some of these tips and tricks to help you become a super fine finance ninja!

Coin Jar

It may seem old fashion, but that change after you break a dollar can add up quickly. That few extra $100 per year might not sound like much, but it’s far better things to be done with extra coins than losing them between the cushions!

Make Money Shopping

Numerous websites offer opportunities to earn cash back when shopping, whether online or at brick-and-mortar stores. One of the options I particularly like is an app that provides cash back for purchases at various participating stores. When you use your linked debit or credit card, you receive cash back. The participating stores vary widely, making it a versatile choice.

New Habits

Transform your routine. Instead of ordering lunch every day at work, pack a lunch on some days. Consider the unnecessary subscriptions you have monthly, and divert those payments into your savings account. What habits do you have that you can work on quitting to help save those extra bucks at the end of the month?

Check Your Home

You’d be surprised at how much you can save monthly by just cutting back on your energy bill. Caulk holes and cracks that let warm air out in the winter and cool air in the summer. Ask your local gas and electric providers for a free or low-cost home energy audit. This can lead to tremendous long-term savings. Learn the correct settings for your thermostat to ensure you keep your usage at bay when you away from home during the day.

How Not To Go Broke

In Inspiration December 11, 2023 By Women of Rubies

From Lagos to Calgary: The Inspiring Story Of Elizabeth Lawrence’s Beauty Venture

In the dynamic world of makeup and beauty, one name stands out as a testament to passion, experience, and the transformative power of cosmetics—Elizabeth Lawrence, the Founder and Creative Director of Darliza Makeovers Inc.

Genesis in Lagos, Nigeria

Elizabeth’s love affair with makeup commenced over 15 years ago in the vibrant streets of Lagos, Nigeria. The lively energy of the city served as the incubator for her creative spirit, laying the foundation for a journey dedicated to unveiling beauty in its myriad forms.

From Lagos to Calgary: A Beauty Odyssey

Fast forward to the present day, and Elizabeth finds herself in the picturesque city of Calgary, Alberta, Canada. Amidst stunning landscapes and diverse communities, she continues to explore the transformative power of makeup at Darliza Makeovers Inc., driven by a mission to celebrate and enhance natural beauty.

A Multifaceted Journey

Elizabeth’s venture in the beauty industry has been marked by diverse experiences. From active involvement in The Makeup Artist Guild of Nigeria to contributing to the success of Make Music Nigeria, her path traversed through renovation, construction, interior design, and even trading in women’s apparel. Each experience has provided invaluable insights into beauty, aesthetics, and the authentic needs of clients.

Makeup as Empowerment

Beyond a mere profession, for Elizabeth, makeup is a potent tool for empowerment and confidence. The philosophy at Darliza Makeovers Inc. revolves around enhancing natural beauty, creating a spark of confidence, and turning everyday moments into something truly special. This belief is deeply rooted in the strength and grace described in Proverbs 31:17.

ForbesBLK Member and Community Advocate

Proudly affiliated with ForbesBLK, Elizabeth is passionate about uplifting the voices of Black entrepreneurs, professionals, leaders, and creators. This commitment extends beyond breaking barriers; it’s about building a community of transformative collaboration.

Join Elizabeth on this journey of empowerment, inspiration, and the celebration of beauty at Darliza Makeovers Inc. As she continues to unveil the inherent radiance in each individual, let her story inspire confidence in every woman.

Follow her on Instagram to learn more about her work

In Interviews&profile May 19, 2023 By Women of Rubies

Tosin Ajibade: Media Entrepreneur, Influencer & CEO Of Olorisupergal

Tosin Ajibade, popularly known as Olorisupergal, has emerged as a leading figure in the Nigerian media landscape. With her unwavering commitment to empowering others, particularly women, she has made a significant impact through her digital platforms and advocacy initiatives.

Establishing a Media Empire

From humble beginnings to becoming a household name, Olorisupergal’s journey in the media industry has been nothing short of inspiring. In 2010, she launched her blog, Olorisupergal.com, which quickly gained traction and became a go-to source for entertainment news, exclusive interviews, and captivating content. Her dedication to providing valuable and engaging information propelled her blog to success, solidifying her position as a respected voice in the industry.

Empowering Through Digital Media

Olorisupergal’s influence extends beyond her blog. Recognizing the power of digital media, she has expanded her reach through various platforms. With a strong presence on social media, she connects with a wide audience, shares her insights, and advocates for causes she is passionate about. Through her authentic and relatable content, she has built a loyal following and continues to inspire and uplift others.

Advocacy for Women’s Empowerment

Driven by her passion for empowering women, Olorisupergal has spearheaded initiatives aimed at uplifting and supporting women in Nigeria. Her “New Media Conference” educates individuals on the transformative potential of digital media, while her “Women Supporting Women” project provides mentorship and guidance to women across various professional fields. Through her advocacy work, she strives to break barriers, inspire confidence, and foster a supportive community for women to thrive.

Recognition and Impact

Olorisupergal’s dedication and accomplishments have earned her widespread recognition. She has been honored as one of the “Top 100 Most Inspiring Women in Nigeria” by Leading Ladies Africa, and her work has garnered attention from both national and international media outlets. Her impact on the Nigerian media landscape and her commitment to empowering others have solidified her status as a respected media entrepreneur and influencer.

Olorisupergal & Hilda Baci Cook-a-Thon

Tosin and her team brought the attention of Nigerians and the rest of the world to the Hilda Baci Cook-a-thon with their daily live coverage on social media, especially their Instagram account that served as a channel of information.

Looking Ahead

As Tosin Ajibade, aka Olorisupergal, continues on her path of empowerment, there is no doubt that she will continue to make a lasting impact. Through her digital platforms, advocacy initiatives, and commitment to women empowerment, she is reshaping the media landscape and inspiring countless individuals to embrace their potential and strive for greatness.

Women of Rubies