Debt is bondage — emotional and financial bondage,” Tiffany Aliche
Award-winning finance expert and financial educator is the amazing Tiffany Aliche.
She has made it her mission to empower women in america and across, by providing them with access, tools and resources needed to create a better life for themselves and their families.
With her company, the Budgetnista, she has created a financial movement that has helped over 800, 000 women worldwide collectively to save more than $100 million, and pay off over $75 million in debt, purchase homes and transform the way they think about their finances.

Aliche says that she also bought two homes in cash last year, paid off her parent’s house, and paid off her student loans in one lump sum.

“I don’t have any debt now. My car is paid off and my credit card is paid each month in full,” she says. “It still feels a little strange going food shopping and not adding up my cart before I got to check out. Strange, but good

“It’s my greatest desire to see people live richer lives and I truly believe that one of the most effective ways to do so is to provide access to the tools and resources they need.”

“At its core, teaching is unlocking access. I was inspired to serve and teach by the many women in my life that I know struggle with money,” says Tiffany. “My motto, Live Richer, is really a play on words, it’s not just about the money, it’s about growth. It’s a movement forward.”

Aliche has created and teaches numerous free, financial classes both online and in person.

“I’m grateful for the work I do. It’s what wakes me up in the morning and give me purpose. I’m passionate about the people I serve and I can’t believe I get to make living transforming lives. If nothing else, I know I’ve tried my best to make the world a better place than how I entered it, and that’s all anyone is called to do.

Stella Damasus has announced the launch of her women magazine tittled “Adiva Magazine” which featured she and her two lovely daughters Angelica and Isabel Aboderin as the cover stars.

The nollywood actress is proving herself as ambitious, and has taken the opportunity to unveil her girls to the public

While doing this on her birthday, she wrote:

As I express my gratitude to God for the gift of celebrating another birthday, my joy today is three-fold. Yes, it is my birthday, but it is also the release of the maiden edition of ADIVA MAGAZINE. This passion project of mine has been in the pipeline for many years, and I am so thrilled to share ADIVA MAGAZINE with the world. Adiva magazine is for women, by women.Above all, I am super excited to be gracing the cover of this maiden edition with my daughters ISABEL @izzybelleimages and ANGELICA @angelicatooni. This is the very first time the world will see who my darling babies have grown into. They were gracious enough to be on the cover, and I cannot wait for you to grab copies and read their remarkable, jaw-dropping, and quite revealing interviews inside. This is the best birthday gift I could ever hope for.

I want to say a very big thank you to everyone who worked tirelessly to make this dream come true. To all the contributors, photographers, writers, etc., I say a massive THANK YOU from the depth of my heart.

Photo Credit@StellaDamasus

Former finance minister, Dr Ngozi Okonjo-Iweala has been named by the World Health Organisation (WHO) as its Special Envoy for the newly inaugurated Access to COVID-19 Tools (ACT) Accelerator.

This would be her 4th international appointment in about 2 months.

She will rserve alongside British business executive, Sir Andrew Witty in the same capacity, to mobilise international commitment to the initiative, according to the News Agency of Nigeria (NAN). The Director-General of WHO, Dr. Tedros Ghebreyesus, made the announcement during the launch of the ACT Accelerator  via webinar from Geneva.

“I would especially like to thank Sir Andrew Witty and Dr. Ngozi Okonjo-Iweala for agreeing to act as Special Envoys for the ACT Accelerator,” Ghebreyesus said in his remarks.

Dr. Okonjo-Iweala said on her Twitter handle @NOIweala yesterday that felt “Honoured and humble to serve with Sir Andrew on this challenging and vital global endeavour.”

This initiative will aid the development, production, and equitable distribution of COVID-19 drugs, tests kits, and vaccines around the world.

Congratulations to her

 

With the current pandemic sweeping the globe, you may be experiencing several tough times, physically, emotionally, or financially (or all the above).

As woman who needs to overcome there are certain traits to hold out on, to see how resilient you are, they are:

Not giving up easily

This is a common trait in a resilient woman. They bounce back from pain and failure. “Resilient people are like trees bending in the wind,” says a professor  at Yale University School of Medicine. “They bounce back.”

You accept

Been resilient means you accept what has happened, you understand that those perfect lives portrayed on Instagram aren’t reality. This isn’t about feeling defeated that you can’t change things. It’s about confronting emotions and trusting that we will bounce back.

You change perspectives

You need to learn how to look at things in different ways. Like I’ve been seeing this one way; let me change to a different way of thinking about it.” For example, if you’ve just lost your job, now may be the perfect time to consider a career change. If the relationship did not work out a better one is on the way, how do I prepare for it ? This helps you get better result from your past failures.

Focus on what you can change

Resilient people focus on what they can change and ignore what they can’t. Ask yourself, “What can I take responsibility for?” “can i change this” if you can you move to change it or otherwise focus on something better. Accepting circumstances that can’t be changed can help you focus on conditions that you can change.

Take advantage of opportunities

A resilient woman is open to opportunities, therefore they recognise one quickly. When you look for opportunities to empower yourself, you’re less likely to feel stuck and helpless.

Ask yourself questions

They ask themselves this question, “Is what I’m doing helping or or making things worse?”  This practice puts you in control of your decision making—turning you into a survivor rather than a victim.

As Dean Becker, the president and CEO of a company that develops and delivers programs about resilience training, puts it, “More than education, more than experience, more than training, a person’s level of resilience will determine who succeeds and who fails. That’s true in the cancer ward, it’s true in the Olympics, and it’s true in the boardroom.” By practicing and learning these habits of resilient people, you’ll be able to adapt to any life-changing situation and emerge stronger than before.

Living joyfully is so important if you want a truly productive life. And it takes with appreciating the little things – which are often overlooked.

Some ways to bring out the joy in your life can be;

1. Stop the worry habit

There a so many things to be concerned about now, but you can pause and understand that life goes on whether you worry on not. Breathe. Take your mind off the news, or any thing that is causing you anxiety and just live in the moment. watch little kids around you how they take life easy. Even if you lack money or food just stop and take your mind of the situations.

2. Appreciate the little things

Its the little things we have often overlooked. Look at the image below

Image by Kelly Marcelle Malka
Image by Kelly Marcelle Malka

Cutting an avocado and its perfect is something to appreciate. Stop taking things for granted. We may not be having everything portrayed in the image above,  but it just shows how special they are.

3. Surround yourself with people who are positive.

Negativity is contagious. Connect with people who are moving on with life positively. Some, have kept their life on hold with stress and worry over money, not been able to go out or just plain boredom. Keep in touch with people who are trying new things and learning how to be content with creating a better life after now.

4. Appreciate Nature

Nature is rich and beautiful and should be appreciated. Get to love and enjoy how it works, the evening cool air, chirping birds in the morning and the mountains. Well not every neighborhood has this, but there is something natural around you.

4. Self Care

This is a time Care for your self. Spend time with yourself, eat healthy, exercise, make some DIY’s for your skins and hair. If you are stressed it will reflect in so many things you do, and your relationship with others will be affected. But hen you are sound you can be able to think rightly, love rightly and do rightly .

5. Faith

As living beings we would have to believe in something. And what you believe is what controls the outcome of your life. If you believe strongly in God it will show by how you worry less because He is in charge. You allow so much joy inside of you to come out. Strengthen your believe in God and his word. With now worries you have a joyful living.

If you don’t believe in God, that would mean you depend on something else to help take your cares away.

 

 

 

 

 

 

Celebrities are vehicles of social change, and their impact is felt through their work and the value they add to the society. While Nigerians are getting agitated about the lock-down , some celebs are using their platforms to spread hope and love, to show that truly we are all in this together.

Here are some of the celebs who have been spreading Love and Light through their platforms since the beginning of the Lockdown

Toyin Abraham

Nigerian actress Toyin Abraham is doing her part to ensure that people have what to eat following the lockdown announcement .Toyin has donated foodstuff and other basic necessities to people across the country – The mother of one sent bags of rice, garri, hand sanitisers to her fans and those in need.

Tonto Dikeh

Nollywood actress, Tonto  Dikeh has shared a great burden of God to humanity and she is really seeing it through. The actress is one of the independent donors to the economically vulnerable Nigerians as Coronavirus halts all activities in the country and keeps everyone at home!

She has continued her charitable act through her son’s foundation, King Andre Dikeh Foundation and this time, 2000 women and children were beneficiaries of the cooked and raw food shared as Covid relief.

Foluke Daramola

The beautiful Nollywood actress have been very supportive and shown compassion for Veterans who are in dire need amid the lockdown. From Cash to food donation, she alongside her team have been going round to support these veterans who are almost forgotten. Her Organisation has in no little way brought these men and women of the screen to our consciousness.

Kaffy

Celebrity dancer Kafayat Shafau is reaching out to the needy during this difficult times, through her “Add a Cup” initiative. The Guinness world record breaker dancer has given out food and hand sanitisers to several Nigerians across the Country

Toyin Lawani

The serial Entrepreneur and Fashion Designer have been very supportive during the lockdown. Toyin through her company fed 2000 people recently and also gave some cash to those in need, and continue to use her platform to advocate to help those in need get help

 

Damilola Adegbite

Tinsel Star and actress Damilola is another celebrity who has shown support towards those in need during the lockdown, especially Single Moms in Need. Prior to the pandemic, Damilola has been an ardent supporter of single moms, It is no surprise that she gave out cash and money to them during this Pandemic.

 

Tiwa Savage

Tiwa Savage, who in a recent live chat disclosed the humbling effect the virus has on her, also pledged her support for single moms in need. The Music star gave hope to some of her fans on the live chat and promised to suport more via her partnership with Oba Farms.

 

 

Written by: Esther Ijewere™© – Founder; Women of Rubies

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Fagbenro Christiana Boluwatife, best known as Tife Chris, is a young creative studying Geology at Olabisi Onabanjo University, Ago Iwoye, Ogun State. She hails from Ado Odo-Ota, Ogun State. Tife started making art at a very early age of 5, but she developed deep interest at the age of 18 when she learnt how to draw using pencils and started using oil colours. Her passion for Art went deeper when she discovered the beauty in it and not just beauty, but also a way of expressing oneself. She’s a Christian, a lover of science and very active in sports in the likes of swimming and basketball. She shares her Art to the world through stage painting, writing, music and poetry, she is also an active volunteer and a member of few NGOs that aim at making positive impact to the lives of others. Tife reminds me of my years as an undergraduate, her passion and tenacity is unwithered and it’s very reflective in her work and ambience. She shares her journey with me in this exclusive Interview.

Childhood Preparation
MY childhood didn’t prepare me for what I do now, although it played a huge role due to the fact that I was very creative at that stage. I started painting and using watercolours at a very young age but I never for once saw myself doing what I’m doing today. I did those things for fun and never expected them to be a huge part of my life. Growing up was quite interesting and, as a normal child, I have both good and bad memories. I grew up in a strict and competitive environment where everyone had to meet certain standards. There was no one to share my thoughts or emotions with, so I learned to develop myself even when there was no one to talk to. This has made me active in few NGOs so I could give to the society what I couldn’t get. It wasn’t always easy and I got to learn from challenges.

My passion for Art
I wasn’t directly inspired to go into Art, truly, science has been my passion since childhood. I’ve always wanted to be a medical doctor, to help people, that’s where my passion came from. I loved to see people heal, get better. And I never for once thought of going into Art, so nothing could inspire me to venture down the world of Art.

I can only say God made a turn of events to make me see what I was completely oblivious to. At a stage in my life where science wasn’t responding, I was forced to look at the bright side of Art. And since then I’ve been falling deeper in love with Art, all dimensions of it.

My Artistic Journey
I thank God for the journey so far, it’s been wonderful, even though there have been lots of challenges especially due to the fact that I studies a different field from Art, finances as a student and the fact that I ultimately have to balance up my academics first before anything else. I’ve had experiences with lessons I know would be very useful even after I graduate.

Balancing School with Art
That dexterity has been a natural part of me, human beings are very dynamic and when we put our minds to something, no matter how diverse or colossal it may be, you’ll be done with it before you know it. Timing is also very important even though I find it hard sometimes to meet up within the appropriate time, going for lectures at the right time, going to church, creating time for art and writing, meeting up with basketball practice and guitar lessons, time to study, taking few hours to swim and sacrificing time for rehearsals. As long as I have a mental timetable and I try not to overwork myself while creating a compulsory time to rest, by God’s grace I’m able to do just fine.

My Aspiration
The first is to be a successful Artist. Let the world realise your talents can make you stand out. I would also love to travel the world and explore all forms of Art. I really have a lot to learn, I go on the internet and discover lots of amazing works from different artists. I would love to learn as many forms of Art as I can.

I also hope to own an Art firm with a gallery where everyone can be who they want to be and create ideas, use the beauty of Art to make people’s lives better, to make them heal.

Lastly, I aspire to be a role model as an artist, someone who inspires, an artist people can look up to. I want to be happy both in the outside world and with my family and home.

Three women who inspire me to be better and why
Ms. Esther Ijewere, convener of Women of Rubies, Ruby Girls, Rubies Ink and Walk Against Rape and Benita Nnarchortam, personal photographer /SA to the former governor of Ogun state and co-founder, Kuta Nigeria. And my mother, CEO k2cut fashion. These women have inspired me to be better no matter where you’re starting from, they’ve taught me to sacrifice and I’ve felt the love of a woman from them especially on the Ruby Girls page. I love people who break limits and create new ideas and Benita has really inspired me in that area.

Challenges of being an Artist
Time is my major challenge, meeting up with schedule is very hard and sometimes I have to cancel some events and I’m grateful to HRM, my friends because they help me when they can and cheer me to move on when I seem tired. Managing my craft and handling school has indeed been stressful and sometimes I realise I have just little time to myself.

Funding and equipment has also been a challenge, what’s the use of time without money? Getting school materials and Art materials too. Thank God for my parents, my sister and close friends and the fact that I get commissioned works to support myself with. Also, the environment where I’m based as a student doesn’t give enough exposure and insight into Art, they rarely appreciate Art and sometimes volunteering would be depreciated.

Being a Woman of Rubies
I believe I’m special in my own way. Everyone has that hidden talent in them that makes them stand out and unfolding these talents has made me realise I’m a Woman of Ruby. I can achieve whatever I put my mind to.

Dear Young Women,
It’s never too early to start trying, now is best. Don’t let your present state limit you. The only thing you should be afraid of is not to have a dream. If you have a vision, pursue it!

Nilanshi Patel, 17 all the way from India has retained her crown as the teen with the world’s longest hair. According to Guinness World Records, she remains a cut above other contestants having smashed her previous record of 5ft 6in set in December 2018 with a new length of 6ft 2in.

Nilanshi from the small town of Modasa in Gujarat state, has not been visited a hairdresser for 11 years after an ordeal. She said: ‘At six, I had a very bad experience at a local salon. Since then I have been apprehensive about cutting my hair.

Her mom has been a major support with a her proud dad saying his only child’s locks had turned her from a local celebrity into an international one.

‘My parents accepted my wishes and now my locks have become my lucky charm.’

The teenager is nicknamed ‘Rapunzel’ by her friends and schoolmates.

Nilanshi has to wear high-heeled shoes if she does not want her hair to touch the ground.

Tonto Charity Dikeh, has issued a  warning to the public in a scary manner. As the Federal Government extends the period of lockdown, the number of infected cases has still been on rise. And it seems like some people still go against the order.

“Stay at home or book an appointment with the funeral home,” she said.

The Nollywood actress posted on her official Instagram page:

“Guess who is open to do your hair, nails and eyebrows? The funeral home! If you want an appointment, keep running around.”

Tonto is known as one who isn’t shy with her words as she voices it as it is. Probably the reason her friends aren

Twenty year old Eniola Moyinoluwa Bello is a graduate of Political Science from the prestigious University of Ekiti. She co-owns Moi Jewel O.F multiglobal company with her mom.

Eniola volunteers with Gender Mobile Initiative and Ruby Girls Ng. She is a strong believer of personal growth and positive thinking.

Eniola loves reading novels a lot but can also be found surfing the internet for long hours.

1. Let’s meet you. Who is Eniola?

I am Bello Eniola Moyinoluwa. I’m the first of four children. I hail from Ekiti State and I’m a “fresh” graduate of Political Science from Ekiti State University. I had my primary and secondary education in Lagos though, before moving down to Ekiti. I enjoy reading and surfing the net. I’m a positive thinker, I like to see the good in every situation.

2. What are your hobbies?

I enjoy reading, surfing the net and sometimes writing.

3. What is your biggest fear?

This may sound cliche but my biggest fear is losing everyone I love.

4. Best quote?

“You not recognizing that you’re precious and that every inch of you is beautiful is your blindness.” You are a gift.

5. You started writing at an early age. What do your writings border on and what inspired your early writing?

(Chuckles) I’m more of a reader. Well, I write about anything that catches my fancy. Erm, I guess the books I read inspired my early writing and I had my childhood friends ( Joy and Kofoworola). We often wrote stories to compare.

6. You started a business with your mom right from your undergraduate days named Moi Jewel O.F Multiglobal company. How was it like combining your academics with it and also partnering with your mom on a business?

My mom initially started the business way back and she’ll give me some to help sell in school. I’ll bring the proceeds to her and I got my own little “change” from it too. She suggested since the business was doing well in school and people were ordering more, I should join as well. It isn’t a bad idea making a little dough for one’s self. That’s how I started going to the market with mom and so yeah. It didn’t affect my academics in any way because during exams, I wouldn’t bring goods to school.

7. You are a volunteer with Gender Mobile Initiative. What are the things the organization seek to address? How far has the organization being able to achieve these objectives?

Gender Mobile is an NGO established in ending sexual and gender-based violence by leveraging and harnessing the power of technology. We endeavor to facilitate victims’ access to support services through accessible channels and platforms.

How far?

Sometimes this year, we did an online survey on sexual harassment of university students in Ekiti State University.

There’s the adolescent hub too where we visit different schools in different local government areas of the state to provide information and build the knowledge capacity of adolescents through multiple exposure to life building skills.

There’s the Gender Mobile food hub initiative as well. We’re trying to help during this pandemic by giving foodstuffs to vulnerable women and children in Ekiti State.

8. Mention three women who inspire you to be better and why

I) This sounds cliche too but my mama is my biggest inspiration.

ii) Tiffany Haddish after reading her book the last black unicorn. She went through a lot of shit but here she is now.

III) Ibukun Awosika, she inspires me at all times.

*9. If given the chance to be the President of Nigeria for a day, what will you change?*

I’ll most likely ensure free sanitary pads are provided for ladies. It’s heartbreaking when you see or hear of ladies using clothes or other unhygienic things during their menstrual cycle.

10. What keeps you up at night?

If I’m not reading, I’m probably surfing the net.

11. You are a team member of Ruby Girls Ng. How has volunteering for it affected you as a person and what are your thoughts about platforms for young females?

It’s wonderful what we do with @rubygirlsng. It’s given me an insight into lives of women who should be celebrated always. It’s inspiring too, after reading about them, you want to do and be more too.

12. Where do you see yourself in the next 5 years?

Well, I’m going to be learning and gaining practical experience. I hope to take a course on Development Study. I want to make impact too, touch lives.

13. If you were given the opportunity to address a group of girls five years younger than you, what will be your advice to them?

Never seek validation from anyone. Don’t sell yourself short, because at the end of the day it isn’t what they call you but what you answer to.