Women of Rubies, Author at Women of Rubies

In self development January 2, 2019 By Women of Rubies

FIVE MONEY MISTAKES TO AVOID IN 2019

2019 is the year to get serious with your personal finance and stop making good financial decisions if you really want to become financially independent.

Making money and spending it anyhow has never helped anyone. Instead, it’ll only leave you to be financially stagnant.

To have a good relationship with your money in 2019, here are five money mistakes you must seriously avoid.

1. Living beyond your means

Living beyond your means only leaves you financially stagnant.

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Living beyond your means while the little finance you have is going down the drain is really a drastic financial mistake you must avoid in the new year.

If you keep living an expensive lifestyle you cannot maintain, you end up trying to borrow money from people to keep up with that lifestyle. This only leaves you in serious debt and incurring debt is bad for your finances because your focus would be on paying your debt instead of focusing on your financial goals.

2. Not having an emergency fund

If you have never introduced the emergency funds to your financial practices, 2019 is the right time for you to start. You won’t like to go through financial issues that’ll leave you broke again. To avoid that experience, you need to start saving for unplanned and unexpected issues now.

3. Over-subscriptions

Every month you pay for data, newspaper, magazine, cable/satellite TV subscriptions and you wonder why you didn’t save enough in 2018. Do you know how much all that cost you? You may need to cut down on your monthly subscriptions or avoid it completely if you don’t really need it.

4. Not saving for retirement early

Save money

One of the worst financial mistakes is not saving and planning for retirement early in life. You might think planning and saving for retirement early is a waste of time because you have other financial obligations to meet but you might regret your decision in the future.

5. Waiting to invest

You failed to invest in 2018 because you think investments require a huge amount of money. That’s a lie. Do not wait to have a large chunk of money before you start using your money in a way that makes it work for you.

The best time to start investing is now. No matter how small your income, you should set some money aside for the sole aim of investing. It’s 2019, you need to start makings plans on how to grow your money.

Culled from pulse.ng

Credit: Bayo Wahab

In self development January 2, 2019 By Women of Rubies

”TOOLZ LEFT HER CAREER, BUSINESS, HOME TO MAKE SURE THE CHILD WAS GOOD ALL THROUGH” – CAPTAIN DEMUREN

OAP Toolz Oniru-Demuren’s husband, Captain Tunde Demuren has revealed that Toolz sacrificed her job, business, and home just to make sure she had a safe delivery of their child.

The pilot made this known via his Instagram page on Monday, December 31, 2018, while thanking God for the safe arrival of their baby.

“Mark 11: 24 Therefore I tell you, whatever you ask for in prayer, believe it, and it will be yours. This time last year I prayed and asked for a healthy baby. God showed He is God. The I AM THAT I AM. Able God. THE ALPHA et OMEGA and blessed us in His time. My prayer is that this 2019, my God will answer all your prayers. Have faith. Work at it and believe. God will show Himself. Just remember to be thankful.

“I need to add, @toolzo did great… left her career, left her business, left her home to make sure the Child was good all thru. I Pray for all our support systems, family, friends, and everyone that remembered us for good, may My God meet you at your point of need and overwhelm you with blessings. In Jesus name. Happy New Year. May 2019 be the best year ever,” he wrote.

It would be recalled that the celebrity couple welcomed their first child a few days before the new year far away in the United Kingdom.

In self development January 2, 2019 By Women of Rubies

ENITAN FACOS : 4 HABITS THAT MAY ACTUALLY BE SECRET ADDICTIONS

You call it a habit, they call it an addiction. There seems to be a fine line that separates the two. Knowing the difference between habits, compulsions, and addictions can help you in making much-needed changes in your life.

Here are 4 strange addictions that you often mistake for habits:

Checking your Phone

Cell phone addiction is getting worse.

So many people are addicted to technology. It is common to see a family of four sitting at a table in a restaurant and all four of them looking at their own technological device. Technology is slowly taking away the “social” out of “social events”. Facebook has taken technology addiction to a whole new level. Technology addictions have become so prominent that researchers have created a Facebook addiction scale.

It is time we, as a society, start learning how to limit our time with technology and especially our time on websites such as Facebook. It is like one big webpage full of gossip, which happens to be another addiction a person can have.

Seeking attention

Some researchers call attention seeking addiction narcissism or attention validation addiction. There are different types of attention seekers: the sufferer, the saviour, the rescuer, organizer, manipulator, mind-poisoner, drama queen, busy bee, false confessor, abused, online victim, victim,

All of these kinds of attention seekers are a real drag to be around. But it is like they can’t help themselves. They can’t stop making themselves the center of attention no matter how many times they been talked to or coached.

On some level, their behavior gives them a sense of pleasure and they have gotten a response from others that made them feel good. I know, it sounds weird; a negative behavior gives them a positive feeling.

But that’s very similar to using drugs or alcohol, right? So they continue to seek attention in negative ways, and they don’t understand why they can’t keep friends for a long period of time.

Watching TV and playing video games

Television and video games seem harmless. In fact, most people see television and gaming systems as relaxing things to do at the end of a long day.

But, there is a downside to watching too much television and playing video games for a long period of time, you can even become addicted to it. This happens because you create a habit that revolves around television and video games and those habits can turn into addictions.

If so, you may want to make a few changes in your daily routine so that you can break addictive patterns.

Gossiping

There are many reasons we gossip. In a selfish way, gossip makes us feel better about ourselves, and at least, for a moment, it tells us we’re not the only ones on this planet with problems. It becomes an escape from our own reality. However, there is a dark side to gossiping.

Gossiping can become addictive for similar reasons we become addicted to other things. Gossip is associated with entertainment and pleasure, according to some research. This is not good since most gossip is negative.

In self development December 29, 2018 By Women of Rubies

MEET NANCY ABU-BONSRAH, THE FIRST BLACK FEMALE NEUROSURGERY RESIDENT TO BE ACCEPTED INTO JOHN HOPKINS

Nancy Abu-Bonsrah has been accepted into the Johns Hopkins University School of Medicine’s neurosurgery residency program — the first black woman to do so in the 30-year history of the program.

“There was a rush of emotions,” Nancy tells Teen Vogue about her initial reaction to the news. She found out on “Match Day,” when medical students nationwide learn if and where they “match” for postgraduate residency programs, which they must completebefore practicing medicine in the United States. A representative from Johns Hopkins tells Teen Vogue the school accepts three to five neurosurgery residents into its program each year.

“The first [emotion] was honestly amazement,” 26-year-old Nancy, who also attended medical school at Johns Hopkins, added. “I could not believe that right there, in that moment, I was going to be given this incredible opportunity to remain at Johns Hopkins to begin my neurosurgical training. Then came the joy and happiness.”

Nancy moved to the United States from Ghana when she was 15, and it was on a trip back to Ghana during college that she realized she wanted to pursue neurosurgery. “I had an opportunity to go spend some time in one of the teaching hospitals, the Komfo Anokye Teaching Hospital,” she says. “It was there that I experienced the uniqueness of neurosurgery as well as the general lack of access to care. Not only was I impressed by the surgical skill and fascinated by the anatomy, [but] I was also stunned by how overwhelmed the surgeons were.”

That experience inspired her to go into a field that she believes will give her the opportunity to serve others in a meaningful way, and she hopes to return to Ghana someday to do so. “I look at neurosurgery through the light of service,” she says. “Neurosurgical patients are a unique population who put a great deal of trust in their surgeons, and I see that to be a great privilege and honor. […] I cannot wait to go back and serve, not only in Ghana, but in other low-resource settings.”

She’s also committed to serving in a different way: “I am very interested in increasing the number of minorities in the field and would be working toward that goal throughout my career,” she says. As for black female neurosurgeons (the first in the U.S. being Alexa Irene Canady in 1981), Nancy says, “I do not know the exact numbers, but I know that they are too few.”

“In every field, it is always a little easier to see yourself in a role if those you look up to look like you or have had similar experiences,” she adds. “For me, this was the hardest part in my journey into neurosurgery, knowing there were not as many people who were like me.” But she says she’s received “immense support and mentorship” along the way from Johns Hopkins, and plans to pay it forward. “Being part of the Johns Hopkins neurosurgery department is humbling, but I believe that I would be in a unique position to help in mentoring other students.”

Credit: Teen Vogue

In Career Gems December 29, 2018 By Women of Rubies

THE ARIYIKE ARISE DECLUTTER FOR CHARITY EVENT IN AJEGUNLE

The Arise Arise Initiative (@Ariyikeariseinitiative) held their end of the year Declutter for Charity outreach at Olodi Twin Treasure Academy, Ajegunle, Lagos where they donated School bags, Shoes, Clothes, food items and toiletries to Children in Ajegunle.

The team was led by the founder of Ariyike Arise Initiative), Nigerian Humanitarian/ Media Personality, Ariyike Akinbobola and the founder of Dreams of Brighter Days Initiative, Eric Obuh aka Vocal Slender. The slogan for their end of year outreach “Your junk is someone else’s treasure” was a reminder that if you give out those things you don’t need anymore, they will be treasured by those who do not have.

The Children jubilated as they were given the opportunity to choose what they wanted from the donated items of both new and fairly used items. Some of the Children took off their old, worn out shoes and wore the Shoes they just got from the Ariyike Arise team. The kids enjoyed themselves and went home motivated as they listened to the guest speakers talk to them about the topic of discussion: Impossible is just a word, I’m Possible.

Some of the Children under the Ariyike Arise scholarship were delighted when they met the founder and members of the Ariyike arise team. The Children also displayed their talent with a Musical Performance for the guest speakers.

The event was supported by Bellanaija, Elanred Store, Equipped to Excel, Pavian Cakes, Crystal Lenox, Plural Inc Entertainment and Mademoiselle Foundation.

To support our next outreach, please send a mail to ariyikeariseinitiative@gmail.com

Photo credit: @kinglemuelklicks

In self development December 29, 2018 By Women of Rubies

“I HATED MY BODY, I FIXED IT. BEST DECISION EVER” -TOKE MAKINWA

Media personality, Toke Makinwa has revealed that she had plastic surgery in a series of tweets.

The media personality took to her Twitter page on Thursday, December 27, 2018, where she talked about her 2018 lessons in review.

“This year I stopped complaining and changed things. I hated my body, I fixed it, (best decision ever). I hated hanging around certain people who made me feel small; I dropped them, I learnt to forgive (I still struggle but it’s a journey), I learnt to be at peace. #2018Lessons,” she tweeted.

It didn’t end there as she also revealed that she tried to give love a chance in 2018 but it didn’t work out as planned.

“This year I tried to give Love a Chance again but let’s just say “if a fish and a bird fell in love, where would they make home”??? Still figuring me out but it was the best times I had #2018Lessons,” she tweeted.

In self development December 27, 2018 By Women of Rubies

MEET THE WOMAN WHO SAVED HER VILLAGE FROM 100 DAYS OF GENOCIDE USING IMAGINARY POWERS

Zura Karuhimbi has a reputation for using magical powers, because of this awareness about her, she is able to save a multitude over a 100-day period of the 1994 genocide in Rwanda.

Sometimes when Hutu militias would visit her home in search of the targeted Tutsis, Zura Karuhimbi will scare them with a promise of a ruthless death if they dared to come close. - Women's News Agency

Sometimes when Hutu militias would visit her home in search of the targeted Tutsis, Zura Karuhimbi will scare them with a promise of a ruthless death if they dared to come close. – Women’s News Agency

Hutu rebels had a tough time gaining access to scared Tutsis she was hiding in her home. In the month of April during the year earlier mentioned, the plane of Juvenal Habyarimana the country’s president is shot down and results in his death.

This sparked fierce violence in Rwanda where the favoured Tutsis are the main targets. But Zura Karuhimbi is menacing enough to hold attackers who stormed her residence in search of more blood to shed.

The feared Karuhimbi died on Monday, December 17, 2018, according to the BBC News. Before her passing, she tells of experiencing the bitterness in human beings during the unforgettable mass killings.

“During the genocide, I saw the darkness of a man’s heart,” two decades after the massacre, The East African learns from her.

In a report published by the BBC five days after Zura Karuhimbi’s death, she passes away in a village in Musamo located in the east of Kigali. Official documents suggest that she is 93 years old but by her own account, she might be a lot more.

Recent developments reveals that the French authorities have dropped a probe into the plane crash that killed Rwanda’s former president Juvenal Habyarimana on April 6, 1994.

AFP News confirms from a legal source on Wednesday, December 26, 2018, that judges decide to halt the case due to a lack of evidence. The decision is made five days prior according to reports.

Credit: Pulse, AFP News

In Career Gems December 26, 2018 By Women of Rubies

IRAQ DECLARES DECEMBER 25, CHRISTMAS DAY, AS A NATIONAL HOLIDAY

Iraq has declared December 25th, Christmas Day as a national holiday to celebrate “the occasion of the birth of Jesus Christ”.

Writing on Twitter, the government of the middle eastern nation said:

The @IraqiGovt announces Christmas Day to be an official holiday across Iraq. Happy Christmas to our Christian citizens, all Iraqis and to all who are celebrating around the world.

According to CNN, Iraq had about 1.4million Christians but the number has reduced to roughly 300,000 after hundreds of thousands fled the country following violence and attacks by various armed groups over the years.

Photo Credit: Chris McGrath/Getty Images

Credit: Bella Naija

In Career Gems December 26, 2018 By Women of Rubies

2019 ELECTION: 112 WOMEN TO CONTEST STATE ASSEMBLY SEAT IN OYO STATE

No fewer than 112 women are among the candidates to contest the 32 seats in the Oyo State House of Assembly election come 2019, the News Agency of Nigeria (NAN) reports.

Investigation conducted by NAN in Ibadan on Monday revealed that 511 males will join their female contestants from various respective political parties to contest the state Assembly seats.

A total of 49 political parties fielded candidates for the assembly seats.

Mr Mutiu Agboke, the Resident Electoral Commissioner(REC) in the state, told NAN that the final list of the candidates for the State Assembly and governorship election would be published on Jan 31,2019.

”This is in line with Section 34 of the Electoral Activities 2010 (as amended),“he said.

Agboke urged all the candidates and leaders of the respective political parties to prevail on their party members/supporters to collect their Permanent Voter Cards (PVCs).

He disclosed that the State had 2,954,720 registered voters, ”but 927,225 PVCs uncollected are still in the custody of INEC.

”The commission has just received another batch of 103,737 PVCs for voters that sought transfer, replacement of lost and defaced PVCs.”

He urged those concerned to visit INEC offices where they registered for collection but stressed that there would be no collection of PVCs by proxy.

The REC promised not to leave any stone unturned in improving the electoral proceedings for a successful polls in 2019.

Credit: Pulse News

In Career Gems December 21, 2018 By Women of Rubies

WOMEN NARRATE THEIR EXPERIENCES AT YABA MARKET FOLLOWING THE YABA MARKET MARCH

A group of women and men stormed Yaba Market on Saturday to protest harassment in the market place. Women who visited the market after the Yaba Market March have now reported a massive change in the behavior of the traders towards female customers.

Majority of the women who shared their testimony on Twitter said the traders behaved themselves and tried not to touch them. Those who tried to touch were cautioned by other traders.